Louisiana Insurance Lawyer Blog

If a tree falls on your house or building because of Tropical Storm Lee, you should make a claim with your own insurance regardless of whether the tree was growing on your property or another person's property before the storm.

Fortunately, you should not have to pay a hurricane deductible since Tropical Storm Lee is not a hurricane. Make sure to take photographs of the tree before removing it from the home.

Furthermore, you should check for structural damage to your home as well as for any damage to your slab. Often times, a slab home will suffer cracks to the slab even to the opposite corner of the home.

If you have any trouble with your Tropical Storm Lee Insurance Claim or even need help hiring an engineer to detect structural damage, contact your storm lawyer, Charles E Lavis Jr

Tropical Storm Lee is expected to produce extensive rainfall. The National Weather Service National Hurricane Center advised at 1 p.m. today that

TROPICAL STORM LEE IS EXPECTED TO PRODUCE TOTAL RAIN ACCUMULATIONS OF 10 TO 15 INCHES OVER SOUTHERN LOUISIANA...SOUTHERN MISSISSIPPI...AND SOUTHERN ALABAMA THROUGH SUNDAY...WITH POSSIBLE ISOLATED MAXIMUM AMOUNTS OF 20 INCHES. THESE RAINS ARE EXPECTED TO CAUSE EXTENSIVE FLOODING...ESPECIALLY IN URBAN AREAS.

Flooded Businesses and Homeowners should be advised that there are key steps to filing a National Flood Insurance Program flood insurance claim.

1. Contact your agent or insurance company to file a claim;


2. Separate damaged from undamaged property.


3. The insurance company's flood adjuster will need evidence of your structural and/or damaged content to assist in preparing his estimate. Take photograph of all damaged property (including any of the property you plan on throwing away). Take a photograph of the flood line and


4. Make an accurate list of all damaged content including date of purchase, cost and value before flood. If you have any receipts for the contents that were damaged, please save them.


5. Timely file your Proof of Loss form with your insurance company within 60 days of the flood.


6. If you are having trouble with your insurance company or have any questions about your insurance claim, contact your Louisiana Storm Insurance Lawyer.